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Transactions

Transactions are records of your income, expenses, and transfers. Every purchase, salary, or transfer between accounts is a transaction.

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Transaction types

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Expense

When to use: Any money spent - purchases, bills, services How to add:
  1. Tap + → Transaction
  2. Type is automatically Expense (red icon ↓)
  3. Enter amount
  4. Select category (Food, Transport, Entertainment, etc.)
  5. Select account (where spent from)
  6. Tap Save
Example: Bought groceries for 2500 RUB → Expense 2500 RUB, category “Groceries”, account “Cash”

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Income

When to use: Receiving money - salary, gifts, refunds, sales How to add:
  1. Tap + → Transaction
  2. Switch type to Income (green icon ↑)
  3. Enter amount
  4. Select category (Salary, Freelance, Gift, etc.)
  5. Select account (where received)
  6. Tap Save
Example: Received salary 80000 RUB → Income 80000 RUB, category “Salary”, account “Sberbank”

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Transfer

When to use: Moving money between your own accounts How to add:
  1. Tap + → Transaction
  2. Switch type to Transfer (blue icon ⇄)
  3. Enter amount
  4. Select source account (from)
  5. Select destination account (to)
  6. Tap Save
Example: Withdrew 10000 RUB from card → Transfer 10000 RUB, from “Sberbank” to “Cash” Important: Transfers don’t affect total balance, only move money between accounts.

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Adding methods

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1. Quick add

The simplest way:
  1. Tap + in the center of TabBar
  2. Enter amount
  3. Select category
  4. Select account
  5. Save
⏱️ Time: 5-10 seconds

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2. Receipt scanning

Automatic recognition:
  1. Tap + → Scan receipt
  2. Point camera at receipt
  3. Take photo
  4. Thrust will extract:
    • Amount
    • Store name
    • Date
    • Item list
  5. Review and Save
⏱️ Time: 10-15 seconds Supported receipts:
  • Supermarkets
  • Restaurants
  • Stores
  • Gas stations
  • Pharmacies

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3. Voice input

Say it - done:
  1. Tap + → Voice input
  2. Say: “Spent 500 rubles on coffee”
  3. AI recognizes and creates transaction
  4. Review and Confirm
⏱️ Time: 5 seconds Example phrases:
  • “Add 45 euros for groceries at Lidl”
  • “I spent 30 dollars on gas yesterday”
  • “Received salary 2000 euros”
  • “Transferred 500 rubles from card to cash”

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4. Via AI CFO

In chat:
  1. Open CFO tab
  2. Write: “Add 1200 rubles for restaurant dinner”
  3. AI creates transaction automatically
⏱️ Time: 5 seconds

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5. Detailed add

With all parameters:
  1. Tap + → Transaction
  2. Fill in basics:
    • Amount
    • Category
    • Account
  3. Tap Add details
  4. Fill in additional:
    • Description - notes
    • Date and time - when it happened
    • Location - where purchased
    • Photo - receipt or purchase photo
    • Tags - labels for grouping
    • Split - split between categories
    • Recurring - regular payment
  5. Save
⏱️ Time: 30-60 seconds

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Transaction details

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Basic fields

Required:
  • Amount - how much money
  • Category - type of expense/income
  • Account - from/to where money
Optional:
  • Description - notes, comments
  • Date - when it happened (default now)
  • Location - geolocation or place name
  • Photo - attached images
  • Tags - labels for filtering

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Categories

Preset expense categories: 🍔 Food & Dining
  • Groceries
  • Restaurants & Cafes
  • Food Delivery
  • Alcohol
🚗 Transportation
  • Public Transport
  • Taxi
  • Gas
  • Parking
  • Car Maintenance
🏠 Home
  • Rent
  • Utilities
  • Repairs
  • Furniture
  • Appliances
🛍️ Shopping
  • Clothing & Shoes
  • Electronics
  • Gifts
  • Hobbies
💊 Health
  • Pharmacy
  • Doctors
  • Fitness
  • Insurance
🎓 Education
  • Courses
  • Books
  • Subscriptions
🎬 Entertainment
  • Movies & Theater
  • Games
  • Travel
  • Sports
💰 Finance
  • Bank Fees
  • Interest
  • Taxes
  • Insurance
Preset income categories:
  • 💼 Salary
  • 💻 Freelance
  • 🎁 Gifts
  • 📈 Investments
  • 🏠 Rent (rental income)
  • 💸 Refund
  • 🎰 Other

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Creating your own category

Step 1: Open categories
  1. Settings → Categories
  2. Tap + (Create category)
Step 2: Fill in data
  1. Name - e.g., “Pets”
  2. Icon - choose from SF Symbols
  3. Color - select color
  4. Type - Expense or Income
  5. Parent category (optional) - for subcategory
Step 3: Save Tap Create - category appears in list Example hierarchy: 
🍔 Food & Dining (parent)
  ├─ Groceries (subcategory)
  ├─ Restaurants (subcategory)
  └─ Food Delivery (subcategory)
Category duplication rules:
  • Cannot create two categories with the same name for one type (expense or income)
  • Can use the same name for different types
Example: You can create a “Rent” category as expense (renting apartment) and “Rent” as income (rental income). These are two different categories.If you try to create a duplicate, a red message will appear: “A category with this name already exists for this type”.

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Editing categories

Change category:
  1. Settings → Categories
  2. Tap on category
  3. Change name, icon or color
  4. Save
Move category:
  1. Settings → Categories
  2. Tap Edit
  3. Hold ≡ and drag
  4. Done
Delete category:
  1. Settings → Categories
  2. Swipe left on category
  3. Delete
When deleting a category, all transactions will move to “Uncategorized”

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Tags

Purpose: Additional grouping of transactions Usage examples:
  • #work - work expenses
  • #vacation - vacation spending
  • #project - project expenses
  • #taxes - for tax reporting
How to add tag:
  1. When creating/editing transaction
  2. Tap Tags
  3. Select existing or create new
  4. Can add multiple tags
Filter by tags:
  1. Search tab (🔍)
  2. Tap Filters
  3. Select Tags
  4. Choose needed tags

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Special functions

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Split transactions

When to use: One purchase includes multiple categories Example: Bought at supermarket for 5000 RUB:
  • 3000 RUB - groceries
  • 1500 RUB - household chemicals
  • 500 RUB - cat food
How to split:
  1. Create transaction for 5000 RUB
  2. Tap Split
  3. Tap + Add split
  4. For each part:
    • Select category
    • Enter amount or percentage
  5. Check: sum of splits = total amount
  6. Save
Quick split: Use templates for frequent splits:
  1. When splitting tap Templates
  2. Select saved template
  3. Amounts distribute automatically
Create template:
  1. After creating split
  2. Tap Save as template
  3. Name template
  4. Use in future

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Recurring transactions

Purpose: Regular payments - rent, subscriptions, salary How to create:
  1. Create transaction
  2. Enable Recurring
  3. Configure:
    • Frequency - daily, weekly, monthly, yearly
    • Interval - every N days/weeks/months
    • End date (optional)
  4. Save
Examples: Apartment rent:
  • Amount: 30000 RUB
  • Frequency: Monthly
  • Day: 1st
  • No end date
Netflix subscription:
  • Amount: 799 RUB
  • Frequency: Monthly
  • Day: 15th
  • No end date
Salary:
  • Amount: 80000 RUB
  • Frequency: Monthly
  • Day: 25th
  • No end date
What happens:
  • Thrust automatically creates transactions on schedule
  • 3 days before payment, reminder arrives
  • Can skip or change specific payment
Managing recurring:
  1. Settings → Recurring payments
  2. List of all regular transactions
  3. Tap on transaction to:
    • Edit
    • Skip next payment
    • Stop recurrence
    • Delete

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Transaction groups

Purpose: Combine related transactions Usage examples:
  • Trip (all vacation expenses)
  • Event (wedding organization)
  • Project (renovation expenses)
  • Installment (payments in parts)
How to create group:
  1. Search tab → select transactions
  2. Tap ⋯ → Create group
  3. Name group (e.g., “Turkey Vacation”)
  4. Select icon and color
  5. Create
Or:
  1. When creating transaction
  2. Tap Group
  3. Select existing or create new
View group:
  1. Search → Filters → Groups
  2. Select group
  3. You’ll see:
    • All group transactions
    • Total amount
    • Breakdown by categories

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Refunds

When to use: Returned item and got money back Method 1: Link to original transaction
  1. Find original purchase transaction
  2. Open details
  3. Tap Refund
  4. Enter refund amount (can be less)
  5. Save
Thrust creates linked income transaction. Method 2: Create refund manually
  1. Create Income transaction
  2. Category: “Refund”
  3. In description specify what was returned

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Attaching photos

How to attach:
  1. When creating/editing transaction
  2. Tap Photo
  3. Choose:
    • Take photo - camera
    • Choose from gallery
  4. Can attach multiple photos
Purpose:
  • Receipts for taxes
  • Warranty cards
  • Purchase photos
  • Documents
View photos:
  1. Open transaction
  2. Tap on photo thumbnail
  3. Swipe to view all photos

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Geolocation

Automatic detection: If geolocation is allowed, Thrust automatically:
  • Detects where you are
  • Searches nearby places (stores, restaurants)
  • Suggests selecting place
Manual adding:
  1. When creating transaction
  2. Tap Location
  3. Enter name or address
  4. Select from list
Transaction map:
  1. Search → Map
  2. See all transactions with geolocation on map
  3. Tap on marker for details

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Viewing transactions

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Transaction list

Where to view: Option 1: Home screen
  • “Recent transactions” section
  • Shows last 30 transactions
  • Tap “Show all” for full list
Option 2: Search tab
  • Full list of all transactions
  • With filters and search
Option 3: Inside account
  • Open account
  • Transactions only for this account
What’s visible in list:
  • Category icon
  • Name/description
  • Amount (red for expenses, green for income)
  • Date
  • Account (if multiple)

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Filtering

Open filters:
  1. Search tab
  2. Tap Filters (funnel icon)
Available filters: By type:
  • ☑️ Expenses
  • ☑️ Income
  • ☑️ Transfers
By period:
  • Today
  • Yesterday
  • This week
  • This month
  • Last 30 days
  • Custom period
By categories:
  • Select one or multiple categories
By accounts:
  • Select accounts to display
By tags:
  • Filter by labels
By amount:
  • From … to …
  • More than …
  • Less than …
Apply filters:
  1. Select needed filters
  2. Tap Apply
  3. List updates
Reset filters: Tap Reset all Quick search:
  1. Search tab
  2. Enter in search field:
    • Transaction name
    • Description
    • Amount
    • Place name
What’s searched:
  • Transaction description
  • Category name
  • Account name
  • Tags
  • Location
Example: Enter “coffee” → finds all transactions with “coffee” in name or description

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Sorting

Change order:
  1. Search tab
  2. Tap Sort
  3. Choose:
    • By date (newest → oldest)
    • By date (oldest → newest)
    • By amount (largest → smallest)
    • By amount (smallest → largest)
    • By category (A → Z)

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Editing transactions

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Change transaction

Method 1: From list
  1. Swipe left on transaction
  2. Tap Edit (pencil icon)
Method 2: From details
  1. Tap on transaction
  2. Details open
  3. Tap Edit
What can be changed:
  • Amount
  • Category
  • Account
  • Date
  • Description
  • All additional fields
Saving:
  1. Make changes
  2. Tap Save

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Delete transaction

Method 1: Swipe
  1. Swipe left on transaction
  2. Tap Delete (red icon)
  3. Confirm deletion
Method 2: From details
  1. Open transaction
  2. Tap ⋯ → Delete
  3. Confirm
Deletion cannot be undone! Account balance will recalculate automatically.

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Duplicate transaction

Purpose: Quickly create similar transaction How:
  1. Open transaction
  2. Tap ⋯ → Duplicate
  3. Thrust creates copy with current date
  4. Change what’s needed
  5. Save

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Bulk operations

Select multiple transactions:
  1. Search tab
  2. Tap Select
  3. Mark needed transactions
  4. Tap action:
    • Delete - delete all selected
    • Change category - bulk change category
    • Add tag - add tag to all
    • Create group - combine into group
    • Export - export to CSV

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Automation

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Categorization rules

Purpose: Automatically assign categories by keywords How to create rule:
  1. Settings → Automation → Categorization rules
  2. Tap + Create rule
  3. Fill in:
    • If description contains - keyword
    • Then category - select category
    • And account (optional) - for specific account
  4. Save
Example rules:
KeywordCategory
”Lidl”, “Auchan”, “Magnit”Groceries
”Uber”, “Yandex.Taxi”Transport
”Netflix”, “Spotify”Subscriptions
”Starbucks”, “Coffee”Cafes
Application:
  • Rules work for new transactions
  • For existing: Search → ⋯ → Apply rules

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ML categorization

Automatic categorization with AI: Thrust uses machine learning to suggest categories: How it works:
  1. You add transaction
  2. AI analyzes:
    • Description
    • Amount
    • Location
    • Your previous transactions
  3. Suggests most likely category
Learning: The more transactions you add, the more accurate AI suggestions become. Enable/disable: Settings → Transactions → ML categorization

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Import and export

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Export transactions

Step 1: Select transactions Option A: All transactions
  1. Search → ⋯ → Export
Option B: Filtered
  1. Apply filters
  2. ⋯ → Export
Option C: Selected
  1. Select → mark transactions
  2. Export
Step 2: Choose format CSV (for Excel, Google Sheets):
  • All transaction fields
  • Easy to analyze
  • Can edit
PDF (for printing):
  • Beautifully formatted report
  • For taxes or accounting
  • Cannot edit
Step 3: Export
  1. Tap Export
  2. Choose where:
    • Files (save to iCloud)
    • Email (send by email)
    • AirDrop (to another device)

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Import transactions

From CSV file:
  1. Settings → Import/Export → Import CSV
  2. Select file
  3. Map columns:
    • Date → Date
    • Amount → Amount
    • Description → Description
    • Category → Category
  4. Tap Import
  5. Thrust creates transactions
CSV format: 
Date,Amount,Description,Category,Account
2024-01-15,50.00,Coffee,Food & Dining,Cash
2024-01-16,-1200.00,Rent,Housing,Bank Account
From bank statement: If bank is not supported for automatic sync:
  1. Download statement in CSV from online banking
  2. Import via Import CSV

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Tips and best practices

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Daily habits

Morning:
  • Check yesterday’s spending
  • Add missed transactions
After purchase:
  • Add transaction immediately (while you remember details)
  • Or scan receipt
Evening:
  • Check if everything is added for the day
  • View budget progress

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Data accuracy

Always specify:
  • Correct category (affects analytics)
  • Exact amount
  • Real date
Use descriptions:
  • Add details in description
  • Helps remember later
  • Simplifies search
Attach receipts:
  • For large purchases
  • For returns
  • For tax reporting

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Organization

Use tags for:
  • Work expenses (#work)
  • Vacations (#vacation2024)
  • Projects (#renovation)
  • Tax deductions (#taxes)
Create groups for:
  • Trips
  • Events
  • Large installment purchases
Set up rules:
  • For frequent places (supermarkets, gas stations)
  • For subscriptions
  • For regular payments

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Frequently asked questions

Q: Forgot to add transaction a week ago. What to do? A: Just add it with the correct date. Change date when creating transaction. Q: Made mistake in amount. How to fix? A: Open transaction → Edit → Change amount → Save. Balance will recalculate automatically. Q: How to account for tips? A: Two options:
  1. Include in main transaction (dinner + tip)
  2. Create separate transaction with “Tips” category
Q: How to track debts from friends? A: Create “Debt” type account with name “Debt from Ivan”. When returned - add income to this account. Q: Can I restore deleted transaction? A: No, deletion is irreversible. Be careful when deleting.

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Next steps

Budgets

Control spending with budgets

Goals

Create savings goals

AI CFO

Ask AI about your spending

Getting started

Back to getting started guide